Humm Finance

Buy Now – Pay Later with 60 Months Interest Free!

HUGE 60 Months Interest Free Offer - Now Live

Buy Now, Pay Later

humm Elvis flying
Want it?
Need it?
humm it.



humm Big things
Up to $30,000 and flexible repayment terms of up to 72 months.

Take life’s bigger costs in your stride, from dental work to jewellery, home improvement to health.

Get the App
From the App Store or Google Play
Sign up
Fast approval
Shop now
Say I'll humm it when you pay
Pay in slices
Fortnightly payments

What is humm?

humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever*.

Who can humm?

You just need to tick these boxes:
  • Be 18 years of age or older
  • Have a permanent job of 20+ hours per week or are on an aged or veteran’s pension
  • Meet our credit assessment criteria
  • Be a permanent resident of Australia, and
  • Have a valid mobile number

I want to humm! Where do I start?

This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you've got the App running, just follow the steps and you'll be good to go. Niiice!

How do I shop with humm?

Pre-approval is the way to go on this. Apply before you shop, through the humm App. Just tell us how much you'd like pre-approved (up to $5,000) or let us pick an amount for you. All you need to do is share access to your bank statements for information to help us in our approval process.

humm is fast and simple to use no matter where you prefer to shop, either in-store or online, by simply selecting humm at checkout.

With no interest, what are the fees?

When you buy a 'Big thing' you'll either pay an establishment or repeat purchase fee. Then you'll pay just $8 a month.

You will only ever pay a single $8 monthly fee regardless of the number of ongoing humm payment plans you have.